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James P. (Jim) Citrano, Jr.

Senior Vice President, BB&T (now Truist)
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James P. (Jim) Citrano, Jr. is the Senior Vice President and Commercial Real Estate Manager for BB&T’s, (now Truist) North Florida Region. Since joining BB&T in 2015, Citrano has led a team of Commercial Real Estate bankers who are responsible for the growth and management of its regional real estate loan portfolio. The CRE team is primarily engaged in the origination of construction, development and mini-permanent loans that include all commercial asset classes encompassing multi-family, office, industrial and retail properties.  In addition, the CRE team has successfully cultivated a homebuilder finance and residential A&D portfolio during his tenure.

Before Mr. Citrano joined BB&T, he spent two years as a mortgage banker with Berkadia, a joint venture between Berkshire Hathaway and Leucadia National.  While at Berkadia, he was engaged in the placement of permanent debt for real estate clients throughout the southeast. Prior to being with Berkadia Mr. Citrano led a team of workout specialists for EverBank’s Commercial Loss Share Group which managed and liquidated a significant distressed loan portfolio.

Mr. Citrano has a diverse background in both commercial real estate finance and development. After graduating from the Florida State University in 1990 with a B. S. in Finance, he received formal credit training with Southeast Bank in Miami, Florida.

Mr. Citrano returned to his hometown of Jacksonville where he spent 13 years as a Commercial Real Estate banker for various financial institutions, most notably with Wachovia (formerly First Union). In 2004, Mr. Citrano transitioned from finance to real estate development with McGarvey Residential Communities. While with McGarvey, he was Project Manager for the Old San Jose Community, which was the redevelopment of the former River Reach apartment complex into an upscale riverfront residential community in Jacksonville’s San Marco neighborhood.

Mr. Citrano is a life-long resident of Jacksonville and lives in the San Jose neighborhood with his wife and three teen-aged children. He is active in his church, San Jose Catholic, as well as his children’s school and alma mater, Bishop Kenny High School.  

Mr. Citrano currently serves on the DIA's Governance Committee as well as the DIA's Retail Enhancement and Property Disposition Committee. 

Appointment: Jacksonville City Council

Term: 1st | Expires: 06/30/2023